Spendz App
The fastest way to track your variable discretionary spending
VISA BILL SHOCKER:
"WTF! How could I have spent that much money?"
It's easy to know how much you're spending on rent per month. Knowing how much you're spending on take-out food? That's another story. Being more mindful of your discretionary spending can help reduce your stress and make you feel more in control of your finances. The Spendz app makes it fast and easy to record your discretionary purchases.
WHY SPENDZ IS DIFFERENT FROM OTHER APPS
There are tons of complicated apps that let you manage all your finances. Many let you create a comprehensive budget and link to your bank accounts and credit cards so purchases can be automatically loaded into the app. They let you track your spending against your pre-established budget.
THE DOWNSIDE OF FULL-BLOWN FINANCE APPS
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They're complicated because they have so many features (many that most people don't use).
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You have to create a budget to track your spending.
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The software guesses at which budget category your credit card entries should go into.
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It often guesses wrong - so you don't get an accurate picture of your spending by category.
Spendz is different. You can open the app and record an expense in 2 seconds! No need to spend hours creating a comprehensive budget in advance (although recording your purchasing in Spendz is a great way to get an accurate picture of how much you ACTUALLY spend on variable expenses - so that when you're ready to create a budget spreadsheet it will be more useful because you have REAL spending data.